Guides and explainers

Finance explained for the decision in front of you.

Practical reading on salary, tax, investing, loans, banking, and everyday money. Time-sensitive coverage will always show a clear publication and update date.

Featured / Salary

CTC vs In-Hand Salary in India: What Actually Reaches Your Bank Account

Understand how annual CTC becomes monthly in-hand salary after PF, tax, professional tax, bonus timing, and employer-side components.

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5 minute read
Published 25 April 2026

Investment4 min

How to Choose a Monthly SIP Amount Without Overstretching Your Budget

A practical guide to setting a SIP amount using goal size, investment horizon, expected return assumptions, and emergency-fund comfort.

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Loans4 min

How to Check EMI Affordability Before Taking a Loan

Learn how loan amount, interest rate, tenure, and total interest cost affect EMI affordability for Indian borrowers.

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