Investing and savings
Plan for a goal, not a headline return.
Test SIP and deposit scenarios, see what compounding contributes, and understand the risk, liquidity, tax, and time-horizon trade-offs.
How we handle the numbers
Investment outputs use standard financial mathematics and user-selected return assumptions. They do not predict market returns or recommend a product; market-linked outcomes are never guaranteed.
Review assumptions and sourcesStart with a decision
Choose the question closest to yours.
Plan a monthly SIP
Estimate the future value, invested amount, and projected gains from a monthly investment over your chosen horizon.
Plan a SIP
Compare certainty and growth
Understand when an FD, PPF, or market-linked SIP may fit a goal instead of choosing only by the headline return.
Compare PPF, SIP, and FD
Build an emergency buffer
Work out how much cash to hold, where to keep it, and how to build the fund without stopping long-term goals.
Build an emergency fund
Calculators
Work with your own numbers.
No signup is required. Inputs are processed in your browser and results are planning estimates.
SIP
Calculate SIP returns with future value, invested amount, and yearly growth breakdown.
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Lumpsum
Check maturity value and gains for a one-time investment.
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FD
Estimate maturity amount and interest earned from a fixed deposit.
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RD
Estimate recurring deposit maturity value for monthly contributions.
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Compound Interest
Calculate compound growth for savings and investments.
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Guides
Understand the trade-offs.
How to Build an Emergency Fund (and Where to Keep It)
Why every household needs an emergency fund, how many months of expenses to save, and the safest, most accessible places to park it in India.
Read guide
NPS vs PPF: Which Is Better for Retirement?
A clear comparison of NPS and PPF for building a retirement corpus — returns, risk, lock-in, tax treatment, and which one (or both) suits you.
Read guide
Sukanya Samriddhi Yojana (SSY): Returns, Rules and Tax Benefits
A practical guide to Sukanya Samriddhi Yojana: eligibility, deposits, maturity, tax treatment and where to verify the rate for the current quarter.
Read guide
NPS Explained: Tax Benefits, Returns, and Whether It's Worth It
A clear guide to the National Pension System — the tax deductions under 80CCD, market-linked returns, withdrawal rules at 60, and whether NPS suits you.
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PPF vs SIP vs FD: Where Should You Invest in India?
A practical comparison of PPF, mutual fund SIPs and fixed deposits on returns, risk, taxation and lock-in, so you can match each one to the right goal.
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FD vs SIP: Which Is Better for Your Money in India?
A balanced comparison of fixed deposits and mutual fund SIPs on safety, returns, taxation and liquidity, and how to decide between them.
Read guide