Make a money decision with clearer numbers.
Decode a job offer, compare tax regimes, plan an investment, or test a loan. Inputs stay on your device, results update instantly, and regulated assumptions link to primary sources.
Find a calculator
What do you need to work out?
Search by a familiar term such as salary, tax, SIP, EMI, GST, HRA, or PF.
Income
Salary and tax
CTC to In-Hand
Estimate your monthly take-home salary from annual CTC with PF, deductions, and tax assumptions.
Open calculator
Income Tax
Compare old vs new tax regime using current Indian slab assumptions.
Open calculator
HRA
Calculate HRA exemption based on rent paid, salary, and city type.
Open calculator
PF
Estimate employee and employer provident fund contributions.
Open calculator
Gratuity
Calculate estimated gratuity based on last drawn basic salary and years of service.
Open calculator
Bonus
Estimate annual bonus payout from your bonus percentage and salary base.
Open calculator
Salary Comparison
Compare two salary offers side by side and see the estimated monthly in-hand difference.
Open calculator
Reverse Salary
Work backwards from your target monthly take-home and estimate required CTC.
Open calculator
Growth
Investment and savings
SIP
Calculate SIP returns with future value, invested amount, and yearly growth breakdown.
Open calculator
Lumpsum
Check maturity value and gains for a one-time investment.
Open calculator
FD
Estimate maturity amount and interest earned from a fixed deposit.
Open calculator
RD
Estimate recurring deposit maturity value for monthly contributions.
Open calculator
Compound Interest
Calculate compound growth for savings and investments.
Open calculator
Borrowing
Loans and EMI
EMI
Calculate loan EMI, total payment, and interest outgo instantly.
Open calculator
Home Loan
Estimate EMI and total cost of buying a home using a housing loan.
Open calculator
Car Loan
Estimate EMI and total interest for your car financing plan.
Open calculator
Personal Loan
Calculate monthly EMI and total repayment for an unsecured personal loan.
Open calculator
Everyday money
Business and utility
GST
Calculate inclusive and exclusive GST with a simple tax breakdown.
Open calculator
Profit Margin
Check profit, margin, and markup from cost and selling price.
Open calculator
Discount
Calculate discount amount and final price from list price and offer percentage.
Open calculator
Percentage
Calculate any percentage of a number instantly.
Open calculator
Age
Find age in years and months using birth month and current month inputs.
Open calculator
Time Duration
Find the duration between two times in hours and minutes.
Open calculator
How results are handled
Assumptions stay close to the answer.
Reviewed periods
Regulated calculators state the financial year or framework used.
Source links
Tax, PF, and gratuity tools link to government or regulator material.
Honest limits
Results explain what may differ in a real offer, account, or product.
Guides
Read before you decide
Evergreen explainers that add context to the calculators.
How to Calculate In-Hand Salary From an Offer Letter in India
A step-by-step method to turn an Indian job offer into monthly take-home using fixed pay, bonus, employer PF, employee deductions and FY 2026-27 tax assumptions.
Read guide
Fixed Pay vs Variable Pay in CTC: Compare the Offer You Can Actually Rely On
Understand fixed, variable, guaranteed and one-time salary components, model bonus payout scenarios, and compare Indian job offers without being misled by headline CTC.
Read guide
Employer PF in CTC Explained: Why It Reduces Cash Salary
See how employee and employer provident-fund contributions affect Indian CTC, monthly salary and the EPF/EPS split, including capped and higher-wage scenarios.
Read guide